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Why choose Inovayt?
You come first
One size doesn’t fit all. We’re flexible to your individual needs and situation.
Expert experience
Over 15 years of experience in Australia’s most competitive markets.
Move quickly
Loan approvals in as little as 4 hours with our dedicated team.
Save money
We find the best rate for you from over 40+ leading lenders.
Why choose Inovayt?
You come first
One size doesn’t fit all. We’re flexible to your individual needs and situation.
Expert experience
Over 15 years of experience in Australia’s most competitive markets.
Move quickly
Loan approvals in as little as 4 hours with our dedicated team.
Save money
We find the best rate for you from over 40+ leading lenders.
Mortgage Brokers Lake Macquarie
Our mortgage brokers in Lake Macquarie can help you to find the perfect home – whether it’s your first, your next or an investment. Their knowledge will assist you with the home buying process and getting into the market.
How do we work?
4 easy steps to get your foot in the door
Discovery
We know that one size doesn’t fit all. Let us take a moment to establish your individual financial goals.
Submission
After reviewing your financial position, we’ll provide you with the best options to make your decision.
Approval
Once approved by your chose lender, we finalise approvals and organise formal paperwork for sign off.
Settlement
We’ll carry out the settlement process for you with ongoing support.
Are you looking for your next place?
Everyone’s home buying journey looks a little different. Some stay in their first home for years, while others move on a lot quicker. If the time has come for you to purchase your next home – whether as an investment or to live – the Lake Macquarie mortgage broker team will find the best loan option for you.
Mortgage Broker in Lake Macquarie - FAQ's
Finance can often be tricky to get your head around. We know you generally have many questions that need answering, so we’ve put together our most asked questions for you.
Why should I use a mortgage broker?
There are so many benefits to using a mortgage broker. Not only do they simplify the home buying process, but they also save you time. Other benefits include:
- Acting as a ‘middle person’ when it comes to the relationship between you and the lender.
- Managing your savings while they prepare you for pre-approval.
- The sourcing and presentation of multiple lending scenarios.
- Managing your expectations while simultaneously advocating for transparency.
- Assisting with stakeholder management – both internal and external.
What does a mortgage broker do to simplify the process?
Mortgage brokers don’t work for the lender – they work for you – which means they have your best interests in mind. The home buying process is made simpler by brokers who:
- Are experts in the industry.
- Save you time.
- Are on your side.
- Get to know your financial situation.
- Do the work for you.
- Can access things you can’t.
- Can guide you through the process.
- Advise you as to whether you’re eligible for deals and rates, such as the NSW First Home Buyer Grant and the NSW First Home Buyer Assistance Scheme.
Would I benefit from refinancing?
Everyone’s circumstances are different. Regardless of how far you are into repaying your mortgage, here are some of the benefits you could get by reassessing your mortgage.
- Decreased monthly repayments.
- The opportunity for fixed monthly repayments.
- Opportunities to make extra repayments
- Debt consolidation.
- Acquiring cash through the equity in your home
