Your Next Home
At Inovayt, we aim to help you to find the best options for purchasing, selling or renovating your next home.
- Purchasing Options
- Renovation Options
- Should I Sell or Rent?
What are my options for purchasing?
In a perfect world, purchasing a new home is straightforward, but that’s not always the case. There is a range of home purchasing options to help you secure your next place. Your Inovayt mortgage broker will assist you in developing a suitable strategy to purchase your next home, crunching the numbers and considering multiple scenarios until we have developed one to best suit your personal situation.
Bridging loan
Don’t like the thought of moving twice? A temporary move out of your current home into short-term accommodation or your parent’s home can be one of the main roadblocks that deter people from upgrading their home. A bridging loan or relocation finance allows you to purchase and settle on a new home before you have been able to sell your existing home.
Simultaneous Settlement
If you’re buying and selling at the same time, it means timing the settlement on both your existing and new property so that they occur at the same time. When that happens, it’s called a simultaneous settlement.
Sell first and purchase later
If you want to know exactly how much you will have available for your next purchase after you have sold, then this may be the option for you.
Guarantor loans
Guarantor loans are a type of loan that requires a guarantor to co-sign for a limited portion of the finance. Essentially, this means the guarantor agrees to repay the borrower’s debt should the borrower default.Guarantor loans are great for a multitude of reasons:
➔ Avoid LMI
➔ Get into the market sooner
Find out if a guarantor loan is right for you by reaching out to any one of our specialist mortgage brokers today.
What our clients say
Helpful resources

Buying Your First Home
Becoming a first home buyer is exciting and doesn’t have to be complicated. Our guide will walk you through what you need to know.
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Find an Inovayt Finance broker near you
Our team of expert brokers are with you through every step of the way on your home buying journey. Not only do we help you find the right loan, we also stay with you right up until after settlement, helping you navigate stamp duty and other home buying fees.
Chris Brock
Senior Finance BrokerJustin Coughlin
Partner | Senior Finance BrokerChloe Thomas
Finance Broker & Senior Client Service ManagerRomesh Jayasundara
Finance BrokerRachel Epstein
Finance BrokerPeter Christofi
Finance BrokerNick Rabba
Finance BrokerMeg O’Dea
Finance BrokerDaniel Chan
Finance BrokerBrendan Scott
Finance BrokerBen Morrison
Finance BrokerSimon Kay
Senior Finance Broker & Broker MentorKathy Stammers
Senior Finance BrokerJason Pogorelec
Senior Finance BrokerChris Brock
Senior Finance BrokerJustin Coughlin
Partner | Senior Finance BrokerWhy Choose Inovayt
Simple
We understand it can be challenging to apply for finance for your first home, but it doesn’t have to be. Our experienced team can help you easily apply for a loan that suits your individual needs.
Flexible
We understand that everyone has different needs, schedules and availability. We’re happy to meet face to face, over the phone or online at a time that suits you.
Solutions-driven
Let us help make your first home dream a reality. Our end-to-end financial solutions can support you throughout any stage of your life journey.